Why is event insurance so important?
No matter how good your plan is - there are always factors that you cannot influence:
weather, technology, cancellations, illness, damage. Insurance can't prevent problems, but it can protect you from the financial consequences.
Typical cases in which event insurance comes into play:
Weather makes the location unplayable
Sick main act or cancelled service providers
Property damage to rented equipment
Accidents involving guests or staff
Cancellation due to force majeure (e.g. official order)
.
What types of event insurance are there?
Depending on the type and size of your event, various types of insurance are possible. The most important at a glance:
1. event liability insurance
Compulsory for all event organisers. It covers personal injury and property damage caused to third parties by the event - e.g. if someone is injured or something is damaged.
2. Equipment insurance
Protects against damage or loss of rented or owned event technology - from the mixing console to the tent construction.
3. cancellation insurance
If the event has to be cancelled or interrupted, event cancellation insurance comes into play. Particularly important for weather-dependent open-air events.
4. Waiver of recourse insurance for venues
Often requested by venues: This policy protects against recourse claims from the landlord's insurance company if, for example, damage is caused by guests.
5. Cancellation insurance for participants
Makes sense for chargeable events - protects participants who are unable to attend for personal reasons and you as the organiser against payment defaults.
How to find the right provider on eventbook
You can search specifically for insurance providers for events on eventbook. Many providers have specialised in certain event formats - such as weddings, festivals or company celebrations - and will advise you individually on what really makes sense for your event.
When making your selection, pay attention to:
Experience in the event sector
Flexibility of the policies (e.g. can be taken out at short notice)
. e.g. can be taken out at short notice)
Transparent benefits and fair conditions
Good availability in an emergency
Tip for organisers:inside: Take out insurance in good time
Many insurance policies can be taken out up to 24 hours before the event - some only up to a certain lead time. So take care of this early on to avoid any nasty surprises. Especially if your event is weather-dependent or large sums of money are being paid to service providers. Training and further education programmes and industry associations can also be found on eventbook.com.
Event insurance costs less than you think - and saves you in an emergency
Whether it's a private party or a major event: insurance for your event gives you the security to concentrate on the essentials - your event. On eventbook you will find suitable providers for every type of event. Fast, uncomplicated and at eye level.